Privacy Policy

1. Introduction

Easy Finance places the highest importance on protecting the privacy and personal data of its users. This Privacy Policy explains in detail how we collect, process, store, and safeguard your information in compliance with applicable laws, including the General Data Protection Regulation (GDPR) and financial regulatory requirements across the European Union.

 

2. Categories of Data Collected

We collect several types of personal data:

  • Identification Data: name, surname, postal address, email address, phone number.

  • Financial and Professional Data: income details, banking information, investment history, creditworthiness, and transaction records.

  • Technical and Browsing Data: IP address, cookies, device type, browser information, pages visited, session duration.

  • Contractual Data: loan applications, product subscriptions, signed agreements.

  • Communication Data: correspondence with customer service, inquiries, complaints, or feedback.

 

3. Purposes of Processing

Your personal data is processed for the following purposes:

  • Delivering and improving our financial and investment services.

  • Responding to inquiries and providing personalized support.

  • Ensuring compliance with legal and regulatory obligations, including anti-money laundering (AML) and counter-terrorism financing (CFT) requirements.

  • Guaranteeing website security and preventing fraud.

  • Conducting statistical analysis and enhancing user experience.

  • Sending commercial or informational communications, subject to your consent.

 

4. Legal Basis for Processing

Data processing is based on:

  • Consent: for marketing communications and optional services.

  • Contractual necessity: for loan applications, product subscriptions, and service delivery.

  • Legal obligations: for compliance with financial regulations, AML/CFT, and tax reporting.

  • Legitimate interest: for service improvement, fraud prevention, and internal analytics.

 

5. Data Retention

We retain personal data for periods proportionate to the purposes:

  • Contractual data: 5 years after the end of the relationship.

  • Browsing data (cookies): up to 13 months.

  • Marketing data: 3 years after the last interaction.

  • Compliance-related data: up to 10 years, in line with financial regulations.

 

6. User Rights

Under GDPR, you have the following rights:

  • Right of access: obtain a copy of your personal data.

  • Right of rectification: correct inaccurate or incomplete data.

  • Right to erasure: request deletion of your data, except where retention is legally required.

  • Right to object: refuse certain processing, including marketing.

  • Right to restriction: temporarily limit processing of your data.

  • Right to portability: receive your data in a structured, machine-readable format.

To exercise your rights, contact us at: contact@easyfinonline.com

 

7. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to:

  • Enhance user experience and navigation.

  • Measure traffic and analyze performance.

  • Provide personalized content and advertising.

You may configure your browser to accept, refuse, or delete cookies at any time.

 

8. Data Security

Easy Finance implements strict technical and organizational measures to protect your data:

  • Encryption protocols (SSL/TLS) for secure transmission.

  • Hosting on servers compliant with EU data protection standards.

  • Restricted access controls and multi-factor authentication.

  • Regular audits, monitoring, and incident response procedures.

 

9. Regulatory Compliance

As a financial services provider, Easy Finance complies with specific obligations:

  • AML/CFT: identity verification, transaction monitoring, and reporting to competent authorities.

  • Investor Protection: transparency of information, prevention of conflicts of interest, and adherence to contractual obligations.

  • Tax and Legal Obligations: disclosure of certain data to tax authorities or regulators when required.

 

10. Data Transfers

Your data may be transferred to partners or service providers within the European Union or abroad. In such cases, Easy Finance ensures adequate safeguards are in place, such as Standard Contractual Clauses or equivalent GDPR-compliant measures.

 

11. Updates to the Policy

Easy Finance reserves the right to amend or update this Privacy Policy at any time. Users are encouraged to review this page regularly to remain informed of any changes.

 

12. Contact

For any questions regarding data protection, please contact:

  • Email: contact@easyfinonline.com